Workers Compensation

Workers' compensation is a type of insurance that provides benefits to employees who are injured or become ill as a result of their job. The purpose of workers' compensation is to provide medical care, rehabilitation, and wage replacement to employees who are injured on the job, without the need for litigation.

Workers' compensation laws vary by state, but most states require employers to carry workers' compensation insurance. When an employee is injured on the job, they must report the injury to their employer and seek medical attention. The employer must then file a workers' compensation claim with their insurance carrier.

If the claim is approved, the injured employee will receive medical care, rehabilitation, and wage replacement while they are unable to work.

In addition to medical care and wage replacement, workers' compensation may also provide disability benefits, vocational rehabilitation, and death benefits to the family of an employee who dies because of a work-related injury or illness.

Workers' compensation is designed to protect both employees and employers. By providing benefits to injured workers, workers' compensation helps to ensure that employees receive the care they need to recover and return to work. This can also help to reduce the financial burden on injured employees and their families.

For employers, workers' compensation provides a form of liability protection. By carrying workers' compensation insurance, employers can protect themselves from lawsuits related to workplace injuries and illnesses. This can also help to reduce the overall cost of workplace injuries and illnesses for employers, as the insurance carrier will often cover the cost of medical care and wage replacement.

In summary, workers' compensation is a type of insurance that provides benefits to employees who are injured or become ill because of their job. It is designed to provide medical care, rehabilitation, and wage replacement to injured employees without the need for litigation. At Sports Health Northwest, Dr Westerdahl wants to help injured workers recover from a variety of different job-related musculoskeletal injuries.  Contact us if you’ve been injured on the job so we can help you get back to your profession as quickly and safely as possible.